Healthy New York

Healthy New York -benefits for uninsured adults and small businesses

Healthy NY is a unique program designed to encourage small employers with 50 or fewer employees to offer health insurance coverage to their employees, dependents, and other qualified individuals. Healthy NY is also available to eligible working uninsured individuals including sole proprietors. With this program, eligible individuals can purchase the streamlined benefits packages that are available to employees of small businesses participating in the Healthy NY small business insurance program. The program creates standardized health insurance benefit packages that are offered by all health maintenance organizations (HMO's) in New York State. These packages are made more affordable through State sponsorship, so that more uninsured small employers and uninsured employed individuals are able to purchase health insurance coverage

Coverage includes:

• Physician services
  
• Inpatient and outpatient hospital services
  
• Maternity care
  
• Adult preventive health services
  
• Diagnostic x-ray and laboratory services
  
• Worldwide emergency and urgent care
  
• Prescription drug option (subject to deductible and benefit maximum)
  
• Toll-free 24-hour medical advice line for members.

 

It's easy to qualify:

As an individual, you may be eligible for Healthy NY for you and your Family if: you or your spouse are employed or have worked in the past year, your employer does not provide group coverage, you are not eligible for Medicare, and you meet annual income guidelines. Affordable premiums apply. Covered services are subject to a co-payment.

Healthy NY and Students:

For students who are aging off their parent’s policy when they are graduating from high school or college, Healthy NY may meet the student’s needs for health insurance coverage.

Students must meet the eligibility guidelines of the program, but they do not have to include their parents’ income in their household income. They are only required to include their income and income of a spouse whom they reside with, if applicable.

For more information and to apply call:1-866-432-5849 or  visit their web site at: Healthy NY

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